- Дата: 20-09-2022, 08:50
Commercial banks Banks with a full banking license. In some nations, the time period "universal banks" or other phrases could also be used. Majority authorities- and stateowned banks should be included on this class to the extent that they perform a broad set of retail banking capabilities and are regulated and supervised in the identical method as privately owned banks.
Cooperatives, credit score unions, and mutuals Financial establishments which are owned and controlled by their members (customers), regardless of whether they do enterprise exclusively with their members or with members and nonmembers.
Specialized state monetary establishments Specialized state-owned institutions are extensions of the federal government whose foremost objective is to lend help to economic development and/or to supply financial savings, payment, and deposit services to the general public. They embrace postal banks, government savings banks, SME lending facilities, agriculture banks, and growth banks.
Microfinance establishments Establishments whose major enterprise model is to lend to (and probably take deposits from) the poor, often using specialised methodologies corresponding to group lending.