Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by providing you with interactive financial calculators and tools as well as publishing original and impartial content. We also allow users to conduct research and compare information for free - so that you can make financial decisions with confidence. Bankrate has partnerships with issuers such as, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this site are from companies that pay us. This compensation may impact how and when products are listed on this site, including for instance, the order in which they be displayed within the listing categories in the event that they are not permitted by law. This applies to our loans, mortgages,, and other home lending products. This compensation, however, does have no impact on the information we publish, or the reviews appear on this website. We do not contain the vast array of companies or financial offerings that could be accessible to you. SHARE: Sinology/Getty Images
3 min read published May 12, 2022
Kellye Guinan Kellye Guinan Written by Personal and Business Finance Contributor Kellye Guinan is a freelance editor and journalist with more than five years' experience in personal finance. She also is a full-time worker at her local library where she helps the community to access information about financial literacy, among other topics. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to control their finances by providing precise, well-studied information that breaks down otherwise complicated topics into bite-sized pieces. The Bankrate promise
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We are compensated in exchange for placement of sponsored products or services, or by you clicking on specific links that are posted on our website. So, this compensation can affect the way, location and in what order items are listed and categories, unless it is prohibited by law for our mortgage or home equity products, as well as other home loan products. Other factors, such as our own website rules and whether or not a product is available in your region or within your personal credit score may also influence the way and place products are listed on this site. We strive to offer a wide range offers, Bankrate does not include details about each credit or financial item or product. The reports on the history of a vehicle are helpful when you're researching used vehicles, but when you're looking to buy, the need for an inspection is crucial. You should consult an independent mechanic who is who is not affiliated with the seller to get an idea of the areas that could be problematic. Trustworthy dealers will allow this to be a part of the process, and you may be able to get a mobile inspection if a private seller is reluctant to drive to an unknown mechanic. The most important thing is to ensure that your mechanic is certified and reliable to ensure that you don't have to pay for repairs in the future. A thorough inspection is crucial to the buying a used car process. A pre-purchase inspection can give you an idea of the mechanical and cosmetic condition of the car. Not only will this assist in identifying any potential issues however, it will give you the ability to cancel an acquisition if you feel that the car doesn't meet your needs. When you plan an inspection, make sure you request a detailed account of the scope of the inspection as well as how the technician will go about looking for. You should be provided with a complete list, including reviewing the exterior and interior for damage and wear. The mechanic will also inspect the operation of all features of the vehicle and also all fluid levels. You should find an expert mechanic who can evaluate the engine, steering suspension, frame, and suspension and also look for signs of previous water damage or accidents. You should also employ the code-reading tool to look for any error codes which could signal an issue. If they spot any, you should request receipts for the corresponding repair. When you've received a report, you'll have the ability to negotiate to negotiate a better deal or locate a new vehicle. It could take longer, but it could save you thousands in repair costs if you detect a problem prior to it becomes an issue. When is the best time to have your used car checked? hold off on an official inspection until you're sure of the . This could mean negotiating the cost and then driving the car and performing your own inspection first. If you're certain that it's the car you want, schedule either an auto mechanic on the move to visit you , or work with the seller to get the vehicle to a reputable repair shop. A pre-purchase inspection should be the final step before closing the deal. After all, you do not want to invest money on a vehicle you'll never end up buying. What is the cost of an inspection? The cost of an inspection could be between $100 and $150, according to . However, the exact cost will differ based on the experience that your technician has had, age of the vehicle and known problems. Your mechanic should be able to offer a price prior to you bring the used car in. Similar to taxes and other fees, don't wrap the cost of this into the loan. Consider a used vehicle inspection on its own -- and don't schedule one until you've narrowed your choices to one vehicle that's in good condition. There's always a chance you'll never want to buy the vehicle, but putting off the inspection until a negotiation in the last minute will help you avoid spending money. Where can you inspect a car that is used Ideally, an inspection should be conducted by a mechanic you already have a working relationship with. Most garages and auto repairs conduct inspections on cars that are used. If your mechanic isn't able to, request a referral to one that does. If you don't have a mechanic you trust Find local mechanics who are not affiliated with dealerships that have good reviews from customers. You can find reviews on the shop's Better Business Bureau page. Members of the American Automobile Association (AAA) can look for a certified garage, or visit a mechanic recommended by your insurance company. Any mechanic you employ should be certified by the National Institute for Automotive Service Excellence (ASE). Another option is to employ an established national company that specializes in car inspections for used vehicles like Alliance Inspection Management, Carchex and Inspect My Ride. Request a mobile inspection Inspections are typically done in a garage or shop There mechanics who offer mobile inspections. This may be more convenient if you're working with a private seller or dealer who does not permit an extended test drive. However, this route may cost more than taking the car to a shop. You'll pay for the convenience -- and it will probably take a few hours in order for the repairman to thoroughly examine the car. The internet is a great place to buy used cars and inspections Used car dealers like Carvana and Vroom offer a week during which you can take a test drive of the vehicle prior to concluding the purchase. This allows you to take the vehicle to your mechanic and have it inspected. Since most online sellers don't permit negotiation of the price, any mechanical issue found could be enough to have the vehicle returned. If you're buying a car in person from a private seller online, be clear that you'd like to have it examined by a mechanic prior to buying. The seller might not be okay with that but that's okay. There are many vehicles available, and you should keep searching instead of buying a vehicle which hasn't been examined. Next steps Regardless of the type of inspection and inspection service you choose be sure to get an official report with photos of any concerns. This documentation will be helpful in your negotiations to purchase a used car should you decide to move ahead with the purchase. Find out more
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Written by Business and personal finance writer Kellye Guinan is a freelance editor and writer with over five years ' experience within personal financial planning. She's also a full-time worker at her local library, helping the community gain access to information on financial literacy, as well as other subjects. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain confidence to control their finances with precise, well-studied information that breaks down otherwise complex subjects into bite-sized pieces.
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