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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering interactive tools and financial calculators that provide objective and original content, by enabling users to conduct research and compare data for free to help you make informed financial decisions. Bankrate has agreements with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn money The products that are advertised on this site are from companies that pay us. This compensation could affect how and when products are featured on this website, for example such things as the sequence in which they appear within the listing categories and other categories, unless prohibited by law. Our mortgage or home equity products, as well as other home loan products. But this compensation does have no impact on the content we publish or the reviews that you see on this site. We do not cover the entire universe of businesses or financial offerings that could be available to you.



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3 minutes read. Published September 8 2022
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This article was generated by using automated technology. It was then thoroughly verified and edited by an editor from our editorial staff.







The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since late 2021. They are committed to helping readers gain confidence to take control of their finances through providing concise, well-studied and well-researched content that reduces complicated topics into bite-sized pieces.







Reviewed by Mark Kantrowtiz Reviewed by Nationally known expert in student financial aid

Mark Kantrowitz is an expert on student financial aid, the FAFSA as well as 529 plans, scholarships, education tax benefits and student loans.









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Certified pre-owned vehicles are an excellent choice for anyone who is looking for a quality car without the cost of buying a brand new car. They come with a number of advantages, including lower costs overall. To find a quality certified pre-owned car just follow a few steps. 3 steps to purchase a certified pre-owned car Certified pre-owned vehicles are typically sold at less of a markup than new vehicles. They also have factory-backed warranties as well as the assurance that a trusted dealer can provide. Step 1: Conduct your research . You'll want to know what you require from the car prior to you begin shopping. Choose a car that will meet your needs and . It is possible to do this by researching the prices and key features, like whether the cars have a backup camera, seat temperature controls along with their size, and many more. Step 2: Search for it There are a variety of sites to locate certified used cars, but inventory might be limited in the current marketplace. After you narrow down your options, it's time to shop. You can go to brick and mortar dealerships, or a combination of both. Explore all options available and compare what they offer. Step 3: Check the certification of the vehicle. Certified used vehicles may come with a vehicle history report. This report can provide you with a full look into the life of the car as well as any previous incidents, damages or mechanical problems. Where to buy a certified pre-owned car Certified used cars are available at a variety of dealerships. Franchise dealerships. If you own a specific car brand that you would like to drive, look into dealerships that are owned by certain auto brands. Rentals. Dealerships specializing in former rental vehicles, like Hertz or Enterprise also tend to be an excellent option in search of CPO vehicles. But , the rental vehicles may be subject to more stress than the average used vehicle. Online dealerships. The internet can be a great CPO shopping location. Look at websites like Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. Here you'll also find certified pre-owned cars. The benefits of buying certified pre-owned There are a variety of advantages to purchasing certified used vehicles. Extended warranty A certified used vehicle might have a warranty that offers protection for an extended period. The warranty could include a limited powertrain guarantee covering the engine, transmission and drivetrain components, as well as a limited bumper-to bumper warranty for components of the body and the interior. Bankrate's tip: Make sure to see how long the vehicle warranty lasts for and request warranties with exclusions. Look for a list of components that aren't covered for example, tires -- under the CPO warranty. If the car has electronic components that need lots of components, such as wear sensors for tires and brakes, ask the dealer if the warranty will cover repairs. The benefit when purchasing a certified used vehicle is that it will generally reduce the cost of the car. This is because the vehicle has been inspected by the dealer and is covered by some type of warranty. Both of these can result in a lower price . It's not necessary to worry about the possibility of future problems with the mechanical or repair cost like you would when purchasing a vehicle that's not certified. This allows you to concentrate more on the car it self, and less on the possibility of hidden issues. Exchange programs vary based on the manufacturer and dealer the customer may be able to return the car within a specified amount of time if it doesn't meet your expectations. It's not available for all CPO vehicles though make sure to inquire with your dealer prior to signing up for this feature. What to watch out for If you are planning to purchase an auto, you must be prepared to wait in order to secure an excellent car. Be patient. Used cars are in high demand at the moment. It could take you many months to locate the perfect vehicle therefore keep searching and find . Do your research Check that the vehicle you're looking at has the features you want and compare prices with similar cars in your local area. You can also compare vehicles and search local dealerships online. Get it inspected Having a car inspected by a mechanic prior to purchasing is one of the best ways you can ensure you are getting a high-quality car, even if it's CPO. It is also possible to check the history of the car with the help of the VIN number. (VIN). Take a test drive When you take the vehicle for an initial test drive, observe the manner in which it responds and look for any signs that are off, like unusual knocking noises or whining. Ask for an evening test drive If you can, so that you see how the headlights work. Remember, since you are buying a second-hand car, you will have more flexibility to negotiate. Steps to follow Buying used cars that are certified requires some research and planning however, with a bit of perseverance, you can find an excellent car at a great price. Once you find the right fit, make sure you qualify for financing before you make the purchase. Making an offer with a credit card can give you more flexibility to .


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Written by

This article was generated by using automated technology. It was then thoroughly checked for accuracy and editing by an editor from our editorial staff.



Editor: Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since late 2021. They are dedicated to helping readers gain confidence to control their finances through providing clear, well-researched data that can break complex topics into manageable bites.






Auto loans editor


Review by Mark Kantrowtziz. Reviewed by Nationally known expert on student financial aid

Mark Kantrowitz is an expert on student financial aid The FAFSA as well as scholarships, 529 plans as well as tax benefits for education and student loans.






Nationally acknowledged expert in student financial aid




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