Open navigation Main Menu Mortgages

Refinancing your current loan Finding the perfect lender Additional Information
Looking for a financial advisor? Do our 3-minute quiz and match the advisor you want today.



Main Menu Banking

Calculators to compare accounts Use the calculators and get advice Bank reviews
Looking for a financial advisor? Do our 3-minute quiz and then match up with an advisor today.



Main Menu Credit cards

Compare by category Compare using credit Compare by issuer Get help
You're looking for the ideal credit card? Narrow your search with CardMatch(tm)



Main Menu Loans

Personal Auto Loans, Loans for Students, and Loans to Autos Calculators for loans
Find an individual loan in 2 minutes or less. Answer a few questions to receive offers with no impact to your credit score.



Main Menu for Investing

Top of the Brokers and robo-advisors Learn the basics Additional information
Looking for a financial advisor? Do our 3-minute quiz and then match up the advisor you want today.



Main Menu Home equity

Get the best rates Lender reviews. Calculators. base
Looking for a financial advisor? Take our 3 minute quiz and match to an adviser today.



Main Menu Real estate

Selling a home Buying homes Locating the right agent sources
Looking for a financial advisor? Try our three minute test and connect with an advisor today.



Main Menu Insurance

Car Insurance Homeowners insurance Other insurance reviews of the company
Looking for a financial advisor? Take our 3 minute quiz and then match up to an adviser today.



Main Menu Retirement

Retirement accounts and retirement plans Find out the basics about retirement calculators Additional Resources
Looking for a financial advisor? Take our 3 minute quiz and then match up the advisor you want today.



The search is open and closed.

Submit


What can I do to get a car loan out of my name? Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make smarter financial decisions by providing you with financial calculators and interactive tools that provide objective and unique content. This allows users to conduct research and compare data for free - so that you can make financial decisions with confidence. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The deals that are advertised on this website come from companies who pay us. This compensation may impact how and where products appear on the site, such as the order in which they be listed within the categories of listing, except where prohibited by law. Our mortgage, home equity and other products for home loans. But this compensation does not influence the content we publish or the reviews appear on this website. We do not cover the entire universe of businesses or financial offerings that could be accessible to you.



SHARE:

2 minutes read published March 03, 2015
Written by Justin Harelik Written by Justin Harelik The Bankruptcy Advisor






Justin Harelik



The Bankrate promise
More details
At Bankrate we strive to help you make better financial choices. While we adhere to strict journalistic integrity ,
this post may contain references to products from our partners. Here's an explanation for how we earn money .

The promise of the Bankrate promise
Established in 1976, Bankrate has a long experience of helping customers make informed financial decisions.
We've maintained this reputation for more than four decades through demystifying the financial decision-making
process and giving people confidence in which actions to take next. process and gives people confidence in the next step.
So you can be sure that we'll put your interests first. All of our content was written by and edited by ,
We make sure that everything we publish will ensure that our content is reliable, honest and reliable. The loans journalists and editors focus on the points consumers care about the most -- the various types of loans available as well as the best rates, the best lenders, ways to repay debt, and more . This means you'll be able to feel secure when making your investment.



Integrity of the editorial process
Bankrate has a strict policy and rigorous policy, so you can rest assured that we put your interests first. Our award-winning editors and journalists create honest and accurate content that will help you make the right financial choices. Key Principles We value your trust. Our aim is to offer readers truthful and impartial information, and we have editorial standards in place to ensure that this happens. Our reporters and editors thoroughly verify the truthfulness of content in order to make sure that what you read is correct. We keep a barrier with our advertising partners and the editorial staff. The editorial team of Editorial Independence Bankrate does not receive compensation directly by our advertising partners. Editorial Independence Bankrate's editorial staff writes in the name of YOU who are the readers. Our goal is to give you the best advice to help you make smart personal finance decisions. We adhere to strict guidelines to ensure that our editorial content is not affected by advertisements. Our editorial team is not paid directly from advertisers, and our content is thoroughly checked for accuracy to ensure its truthfulness. Therefore, whether you're looking at an article or review, you'll be able to trust that you're getting reliable and reliable information.



How do we earn money?
You have money questions. Bankrate has the answers. Our experts have helped you understand your finances for more than four decades. We strive to continuously provide our readers with the professional guidance and tools required to succeed throughout life's financial journey. Bankrate follows a strict , so you can trust that our content is honest and precise. Our award-winning editors and journalists provide honest and trustworthy content to help you make the best financial decisions. The content we create by our editorial staff is objective, factual and is not influenced from our advertising. We're transparent about how we are capable of bringing high-quality content, competitive rates, and helpful tools to our customers by explaining how we earn money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for the placement of sponsored products or services, or by you clicking on certain hyperlinks on our site. This compensation could affect the way, location and in what order products appear within listing categories in the event that they are not permitted by law for our credit, mortgage and other home loan products. Other elements, such as our own website rules and whether or not a product is offered in the area you reside in or is within your own personal credit score can also impact the manner in which products are featured on this website. Although we try to offer the most diverse selection of products, Bankrate does not include information about every financial or credit product or service.



Dear Bankruptcy Adviser: How can I obtain a car loan under my name? I'm not able to get anyone to refinance it, and my ex-boyfriend isn't paying. Do I have a choice other than bankruptcy? --- Anna Dear Anna, While I make an income from working on case files for bankruptcy, I hope you can find an alternative for the mistake you made in your judgment, especially if this is your sole debt. Co-signing on a loan is one of the most common reasons people file bankruptcy. You signed the contract; you did agree to pay for it, and now you're paying the price. The lender won't take your name off the loan simply because your boyfriend and you are no longer together. Similar to how the lender has no say in your choices regarding relationships, it also has no say in your decision to split up. It does, however, have your signature agreeing to pay the balance on this loan. In addition, it does not have any incentive to let you out of the agreement until it is the loan is paid in full. You have four options at this point: Pay the balance: Hopefully, you can utilize the vehicle to pay the balance and can afford the payment. This can protect your credit rating and will eventually get you the title for the vehicle. Find someone else to pay the balance: You could have a friend pay the balance and also drive the car. You're still 100% responsible for paying off the car, but you can convince someone else to help. Maybe a friend can make an amount of the loan and you'll pay the difference. Be sure that all drivers are covered with the appropriate insurance. Don't let someone drive your car without having insurance to drive it. Return the car to the lender The return is as a repossession on your credit record. The lender will auction off the vehicle and then send you a check for the balance remaining after the sale, called a deficiency balance. You'll have to pay the balance. Don't be concerned You will be charged the lender will still repossess the car and come after you for the amount due. I have heard clients say they were going to sue the other party responsible and demand that they pay. This sounds good in theory, but finding a way to make the responsible party pay is extremely difficult. If you are able to figure out how to do this, you can begin your own co-signer collection company since that would be impressive, indeed. Have fun! Ask the adviser a question of the Bankruptcy Adviser, go to the "Ask the Experts" page, and choose "Bankruptcy" for the topic. Read more columns and more on debt-management.
Bankrate's content, including the advice and expert columns, as well as this website, are intended to aid you in making financial decisions. The content is wide in scope and doesn't reflect your financial situation. Bankrate advises you to consult with your financial advisors who are knowledgeable of your individual circumstances before making any final decisions and implementing your financial strategy. Be aware that the use of this website is subject to the rules of . Related Links:
Related Articles:
More on Co-Signing:



SHARE:
Authored by Justin Harelik The Bankruptcy Adviser




Related Articles Auto Loans 2 min read Oct 21, 2022

Debt 2 min read Sep 01 2021

Debt 2 minutes read on 17th September in 2015

Personal Finance 2 min read April 23 2013.






About
Help
Legal Cookie settings Do not sell my personal information
How we make money Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services or when you click on specific links on our site. Therefore, this compensation may impact how, where and when products are listed, except where prohibited by law. We also offer mortgage or home equity, and other home lending products. Other factors, like our own website rules and whether a product is available within your region or within your personal credit score may also influence the way and place products are listed on this site. Although we try to offer an array of offers, Bankrate does not include information about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | BR Tech Services, Inc. NMLS ID #1743443 |
|

(c) 2023 Bankrate, LLC. The Red Ventures company. All Rights reserved.

If you have any issues pertaining to exactly where and how to use cash advance payday loans online same day, https://loaninus.site,, you can call us at our page.