Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content. This allows you to conduct research and analyze information for free to help you make sound financial decisions. Bankrate has agreements with issuers, including but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site are from companies that pay us. This compensation could affect how and when products are featured on this website, for example for instance, the order in which they appear in the listing categories in the event that they are not permitted by law. Our mortgage or home equity, and also other products for home loans. This compensation, however, does not influence the content we publish or the reviews that you read on this site. We do not contain the universe of companies or financial deals that might be accessible to you. AleksandarNakic/Getty Images
4 min read published April 20, 2022
Written by Kellye Guinan. Written by Personal and business finance Contributor Kellye Guinan is a freelance editor and writer with more than five years' experience in personal finance. She also is employed full-time at the local library where she assists her community access information about financial literacy, among other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are committed to helping readers gain the confidence to manage their finances with concise, well-researched and precise information that breaks down otherwise complicated topics into bite-sized pieces. The Bankrate promises
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We receive compensation for the promotion of sponsored goods and services, or by you clicking on certain links posted on our site. So, this compensation can affect the way, location and in what order products appear within listing categories, unless the law prohibits it for our mortgage, home equity and other products for home loans. Other factors, such as our own rules for our website and whether a product is available within your area or at your self-selected credit score range could also affect how and when products appear on this site. We strive to offer a wide range offers, Bankrate does not include details about each credit or financial products or services. Trucks are complex. There are so many configurations, and the size and strength you require will depend entirely on how you intend to utilize your truck. Familiarize yourself with typical features such as powertrain, axles, cab size and towing capacity prior . Selecting a pickup is a process of investigation, but preparation will make it easier to make an informed choice that will suit your needs and budget. What kind of horsepower do you need? A vehicle with more horsepower, towing capacity and torque will cost you more. It's not just about cost, of course, but it is important to think about whether you really require a high level of power before spending thousands of dollars on it. Diesel engines is a great option, and offers more power -- can also be costly. The V6 and V8 engines are the most common and have more power, however, there are four-cylinder engines that can be used for lighter load sizes. If you're looking to haul a lot for food items, you should consider a more compact model that has an auto gas engine with good fuel efficiency. Less power may work better for your budget and needs. What is the amount you're hauling? A mid-sized truck is your best option if you don't plan on hauling trailers or large boats. They're less expensive and boast better driving quality over their larger counterparts. Midsize trucks are best suited to lighter loads and are not suited for towing. Because of their lighter weight they also cost less for fuel. Which means if you have an item to pull, choose a larger truck. There are heavy-duty and light duty alternatives for nearly every model that is full-size. Naturally, trucks designed for light duty can haul less , but in addition they provide better fuel efficiency due to their lighter weights. Keep in mind that towing capacity as well as payload capacities differ. Towing is how much your truck can carry behind it. Payload is the amount that it can carry in its bed. Even if you don't plan to strap a heavy-duty horse trailer onto the back of your vehicle, you should make sure the payload of the trailer meets the requirements of your. Do you require two- or four-wheel drive? A truck that has two-wheel drive is less costly and provide . You'll have the option of choosing either rear- or front-wheel drive. Whatever you pick is best to be used on roads. A truck with four-wheel drive is better for driving off the road and slippery, icy conditions like on a boat launch. You get better grip, but it isn't as efficient when it comes to fuel. How much cab space do you need? The cab space is one of the primary factors for casual truck drivers. And for most, a crew cab will be the best choice even if it does cost more. Single cab single cabs are the traditional two-door design. They typically only seat three people, however they do often allow for longer beds. Extended cab: Extended cabs are basically the equivalent of a cab and half. There are two doors that are smaller and limited leg room in the back however, it's a great compromise between the single and crew cab choices. Crew The crew cab is the four-door option that resembles an SUV or sedan. The space of a crew cabin varies according to trim and model, but they are the ideal choice for those who have passengers in your back on a regular basis. Options for fuel You're not restricted to only diesel or gas. Companies like Ford have pledged to offer additional options in the near future. But these are still relatively new options and might limit your payload or towing capacity. Between gas and diesel the diesel engines are more fuel efficient. They also provide greater power to trucks that are in use. But, they're also expensive to buy and to fuel. For casual drivers an engine powered by gas could be the better choice. They are more versatile and are less expensive than diesel or electric engines. They are more likely to be found on them on the , too. A short or long bed? It is likely that the larger your bed, the smaller the cab. So, if a crew cab is necessary and you need it, you'll be stuck with a shorter bed. If you want that longer bed, you may be forced to choose an extended or single taxicab. The most important thing to think about is how often you will be putting things in the bed. If the truck you have is mostly for show -and there's nothing wrong with this -- a narrower bed will be more convenient to maneuver and park. It's likely to also provide more than enough space to haul something larger. Used or new? New trucks will give you the chance to be certain about every aspect of your ride, both interior and exterior. It's certainly a splurge -new vehicles can be expensive however, when you've got a particular trim, technology or other features you want to have, new is the way to go. On the other hand, a used vehicle is the more affordable choice. You might not be able to purchase the exact vehicle of your dreams however, you'll be able to avoid the depreciation. If you're looking for something that is functional you can find older models on the market which are inexpensive and durable. It depends entirely on your needs and budget. A brand new car will be expensive but could be more efficient in fuel usage or feature more advanced technology. A used vehicle may be less efficient in fuel however the lower price could make it cheaper to drive. Manual or automated? This is more of an individual decision. There isn't a huge variation in price between these two options, however certain trucks might come with either one or the other. For city or suburban drivers, automatic is the most comfortable experience. If you want more control when off-roading, a manual transmissions might be better. The next step is to have considered the bigger aspects of owning a vehicle, look into the actual models and trims. These will help you get an idea of the budget you'll be looking at. When you're aware of this, you'll be able to take a taxi with a fair interest rate.
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Written by Business and personal Finance contributor Kellye Guinan is a freelance editor and writer with over five years ' experience within personal financial. She's also employed full-time at the local library, where she assists people in her community get information about financial literacy, as well as other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers gain confidence to control their finances through providing concise, well-researched and well-organized information that breaks down otherwise complex topics into manageable bites.
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