Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive financial calculators and tools, publishing original and objective content. This allows users to conduct research and compare information for free to help you make financial decisions with confidence. Bankrate has partnerships with issuers such as, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this website come from companies that compensate us. This compensation could affect how and where products appear on this site, including, for example, the sequence in which they be listed within the categories of listing and other categories, unless prohibited by law. This applies to our mortgage or home equity, and also other products for home loans. But this compensation does affect the content we publish or the reviews appear on this website. We do not include the universe of companies or financial deals that might be available to you. AleksandarNakic/Getty Images
4 minutes read. Published 20th April, 2022
Kellye Guinan Kellye Guinan. Written by personal and business finance writer Kellye Guinan is a freelance editor and writer with over five years of experience in personal financial. She also is a full-time worker at her local library where she assists her community access information about financial literacy, in addition to other topics. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping their readers gain the confidence to manage their finances with concise, well-researched and precise information that breaks down otherwise complicated topics into bite-sized pieces. The Bankrate promises
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We receive compensation for the promotion of sponsored goods and, services, or by you clicking on certain hyperlinks on our website. Therefore, this compensation may affect the way, location and in what order products appear within listing categories, with the exception of those prohibited by law for our mortgage or home equity products, as well as other home loan products. Other factors, like our own proprietary website rules and whether the product is available in your region or within your personal credit score may also influence how and when products appear on this website. While we strive to provide a wide range offers, Bankrate does not include specific information on every financial or credit product or service. Trucks are a complex thing. There are so many options, and the type and strength you require will depend entirely on how you intend to utilize your truck. Be familiar with the most typical features such as powertrain axles, cab dimensions, and towing capacity before . Choosing a pickup truck is a process of investigation but being prepared will result in a well-informed decision that fits your lifestyle and budget. What power do you require? A truck with greater power, towing capacity and torque will cost you more. It's not all about price, of course, but you should be aware of whether you truly require an extremely powerful engine prior to spending thousands of dollars on it. Diesel engines is a great option, and offers higher power will also be costly. An engine with a V6 or V8 are the most common and have greater power, however there are four-cylinder engines that can be used for smaller weights. If you're looking to haul a lot for food items, you should consider smaller models that has an auto gas engine that is fuel efficient and has high efficiency. The less power you use will be more beneficial for your budget and needs. What is the amount you're hauling? A midsize truck is your best option if you don't plan on hauling trailers or big boats. They're more affordable and offer better performance than full-size models. Midsize trucks can handle lighter loads and are not suited for towing. And because of their smaller weight they also cost lower fuel costs. This means that if you've something to haul, go for a full-size truck. There are light-duty and heavy-duty options for almost every full-size model out there. Naturally, trucks meant for light duty can haul less -- but again they provide better fuel efficiency because of their smaller weights. Keep in mind that towing capacities and the payload capability are different. Towing is the amount your truck is able to carry behind it. Payload is the amount that it can handle in the bed. Even if you aren't planning to strap a heavy-duty horse trailer onto the back of your vehicle, you should make sure its payload meets your needs. Do you need four or two-wheel drive? A truck with two-wheel drive is less costly and offer . You'll have the option of choosing either rear- or front-wheel drive. Whichever one you pick is best to be used on roads. A truck with four-wheel drive is more at handling off-road and icy or slippery conditions like at a boat ramp. You'll have better grip, but it will not be as efficient in fuel. What kind of space in the cab do you require? The cab space is one of the primary factors for casual truck drivers. In the majority of cases, a crew cab will make the most sense even though it will mean spending more money. Single cab single cabs are the traditional two-door design. They usually only accommodate three people, however they often have more beds. Extended cab: Extended cabs are basically the equivalent of a cab and half. You'll have two smaller doors and limited leg room in the back seat, but it's a good option to choose between two cab alternatives. Crew Crew cabs are the four-door version that looks like a sedan or SUV. The capacity of a cab varies by model and trim however they're the ideal choice for those who have passengers in the back seat regularly. Fuel options You are not limited to just gasoline or diesel. Companies such as Ford are committed to offering additional options in the near future. However, they are new and could restrict your towing or payload capacity. Between gas and diesel Diesel engines are more efficient in terms of fuel consumption. They also provide greater power to trucks that are in use. However, they're more expensive to buy and fuel. For casual drivers an engine powered by gas could be best. They're more flexible and are less expensive than diesel or electric engines. You're more likely to find them on the. Short or long bed? You will find that the longer your bedis, the smaller the cabin. Therefore, if a team cab is required and you need it, you'll be forced to use a smaller bed. And if you need that longer bed, you may have to settle for an extended or single cabin. The most important thing to think about is the frequency at which you'll be placing things in the bed. If the truck you have is mostly for looks -- and there's nothing wrong with this -- a narrower bed will be more convenient to maneuver and park. It will likely also be more than enough space when you do need to carry something heavier. Used or new? New trucks will give you the chance to be particular about the entirety of your ride inside and out. It's certainly a splurge -new vehicles are costly however, If you've got a specific style, technology, or other features you want to have then a new model is the best way to choose. A used car is a more reasonable option. You might not be able to find the exact model that you desire, but you will get rid of the cost of depreciation. If you're looking for something functional There are many older models on the market that are cheap and solid. It all depends on your priorities and finances. A brand new vehicle is expensive, but it could be more efficient in fuel usage or feature more advanced technology. A used vehicle may be less efficient in fuel however, the lower price could make it cheaper to drive. Manual or automated? It's an individual choice. There's no huge variation in price between these two options, however some trucks may come standard with either one or the other. For suburban or city motorists, automatic provides the most comfortable ride. If you want more control when off-roading, a manual transmissions might be better. Next steps Once you have looked at the main advantages of owning a truck begin looking at the actual models and models. These will help you get a good idea of the price range you'll be contemplating. And when you know this, you can to book a cab at a reasonable interest rate.
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Written by personal and business financial writer Kellye Guinan is a freelance editor and writer who has more than 5 years experience working in the field of personal financial planning. She also is an employee full-time at her local library where she helps her community access information about financial literacy, as well as other subjects. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are committed to helping readers gain the confidence to manage their finances with concise, well-researched and well-organized information that breaks down complicated topics into digestible pieces.
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