It probably won't surprise you to learn that the trainers, owners, grooms, jockeys, firstbuild.com and others from the backstretch bet on horse races. They are the insiders and have control over the animals that you are betting on. So why would they show you how good the horse is with a workout when they know you'll bet it like crazy and they won't get good odds?

Never make a late payment on this card because you will probably lose the zero percent interest rate if you do. Also don't make any new purchases on this account. Only use it to hold the portion of the debt you're paying off.

Beware, please, of some companies offering free scores, because I've read some bad stories from consumers reporting that although they received a free score, it was not the one that lenders use, so therefore it was no good to them. Lenders use the FICO score model and unless you're looking at those scores, then you might as well save yourself the effort.



While most of us don't have a life instructor or "life coach" as they are referred to these days to provide us with gentle reminders, it is up to us to pose certain questions to ourselves, "Am I doing the best I possibly can?", "Could I do more?", " Am I giving 100 percent?" These questions will serve as a barometer to help you gauge where you register in regards to the goal of giving your 100 percent.

There are bad rich, sure, but most just tryin' to make a buck. Demediacrats and bureaucrats, they don't give a - darn. They tell you all the rich are just greedy grabby slobs, don't mention entrepreneurs are the source of all your jobs! Take from the resident, give to the government, all you gonna get is one dishonest One percent.

The network marketing industry has earned a not so desirable reputation for having a high turn-over. Why? According to industry statistics, only 3 percent of the people who enter the industry ever make money. That money can represent anything from enough to cover the initial financial investment, to making millions of dollars, and everything in between. A sad statistic!

So if we write out the above equation as 160 times 0.2, times 10, divided by 10, we can use the times 10 and the divided by 10 as a trick to move the decimal place on any of the numbers.

It was not easy in the beginning because it meant that I had to face up to my part in the drama taking place in my life, and I also had to take a good hard look at myself and my behaviour. The latter was easier because by then I had been assiduously working on myself and what made me tick for quite a while. And that, my dears, is what you also need to do. Banish the problems you create, one by one.

> The Federal Reserve was created in 1913. Since then, the U.S. dollar has declined in value by over 95 percent. One dollar in 1913 is now worth about 4 cents in America today.