Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial choices by offering interactive tools and financial calculators as well as publishing original and reliable content, by enabling you to conduct research and evaluate information at no cost - so that you can make sound financial decisions. Bankrate has partnerships with issuers, including but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The offers that appear on this website come from companies who pay us. This compensation could affect how and when products are featured on the site, such as for instance, the order in which they appear in the listing categories, except where prohibited by law. Our mortgage, home equity and other home lending products. This compensation, however, does affect the content we publish or the reviews you see on this site. We do not include the universe of companies or financial deals that might be open to you. AleksandarNakic/Getty Images
4 min read published April 20, 2022
Writer: Kellye Guinan Written by Personal and business finance contributor Kellye Guinan is a freelance editor and journalist with more than five years' experience in personal finance. She also is an employee full-time at her local library where she assists people in her community gain access to information on financial literacy, in addition to other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers feel confident to control their finances by providing clear, well-researched information that breaks down complex subjects into digestible pieces. The Bankrate promise
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This compensation could impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage or home equity products, as well as other home loan products. Other factors, like our own proprietary website rules and whether or not a product is available within the area you reside in or is within your self-selected credit score range may also influence the way and place products are listed on this site. Although we try to provide the most diverse selection of products, Bankrate does not include specific information on every credit or financial product or service. Trucks can be a bit complicated. There are so many models, and the size and strength you need depends on how you'll use it. Learn about the typical features such as powertrain and axles, the cab's size and towing capacity prior . Selecting a pickup will require a lot of research but being prepared will result in a well-informed decision that fits your lifestyle and financial needs. How much horsepower do you need? A vehicle with greater horsepower, towing capacity , and torque will cost you more. The price isn't the only factor, of course, but you should be aware of whether you truly require the power of a large amount before spending thousands of dollars on it. A diesel engine is a great option, and offers higher power will also cost you a lot. A V6 or V8 engine are the most common and have more power, however, there are also four-cylinder engines to accommodate lighter load sizes. If you're planning to haul the most weight for food items, you should consider an engine that is smaller and has an auto gas engine that has good fuel efficiency. Less power may work better for you and your budget. What is the amount you're hauling? A mid-sized truck is your best option if you don't intend to haul trailers or large boats. They are more affordable and have better quality driving than full-size models. Midsize trucks are best suited to lighter loads and are not suited for towing. Because of their smaller weight you'll pay lesser for gas. This means that if you've an item to haul, opt for a large-sized truck. There are heavy-duty and light duty options for virtually all full-size models available. Naturally, trucks designed for light-duty can carry less , but in addition they are more fuel efficiency because of their lighter weights. Remember: towing capacity as well as payload capacities are different. Towing is how much your truck can haul behind it. Payload is the amount it can carry in its bed. Even if you aren't planning to mount a strong-duty horse trailer onto the back of your truck, be sure its payload meets your requirements. Do you need four- or two-wheel drive? A vehicle with two wheels will be more affordable and offer . You'll be able to select either rear or front-wheel drive. Whatever you pick is best for staying on the road. A truck with four-wheel drive is more for driving off the road and icy or slippery conditions, such as on a boat ramp. You get better performance, however, it won't be as fuel efficient. What kind of is the space you'll need in your cab? Cab space is probably one of the primary factors for novice truck drivers. In the majority of cases people, a crew cab is going to be the best choice even if it does cost more. Single Cab: Single cabs are the classic two-door look. They typically only seat three people, however they do often allow for larger beds. Extended cabs: Extended cabs basically are the equivalent of a cab and half. They have two doors and limited leg room in the back It's nevertheless a good alternative to two cab alternatives. Crew cabs: Crew cabs are a one with four doors that resembles a sedan or SUV. The space of a crew cabin varies according to trim and model and are the best choice if you have passengers in your back frequently. There are a variety of fuel options available. You're not limited to just diesel or gas. Companies like Ford are committing to providing more in the coming years. However, they are new choices and may restrict your towing or payload capacity. Between gas and diesel the diesel engines are a little more fuel efficient. They also have more power for working trucks. However, they're more expensive to purchase and use fuel. For people who don't drive often, a gas engine may be the better choice. They are more versatile and a lower price tag than diesel or electric engines. You're more likely to find them on the. Long or short bed? It is likely that the larger your bed, the smaller the cabin. So, if a crew taxi is needed and you need it, you'll be forced to use a smaller bed. If you require a larger bed, you might be forced to choose an extended or single cab. One thing you should consider is how often you'll be placing things in the bed. If your truck is mostly for aesthetics -- and there's nothing wrong with this -- a narrower bed is easier to move around and park. It will likely also be ample space to carry something heavier. New or used? New trucks offer you the possibility of being specific about every aspect of your ride inside and out. It's definitely a big investment- new trucks are expensive however when you've got a particular style, technology, or other feature in mind, new is the way to take. Conversely, a used truck is a cheaper option. You might not be able to find the exact model of your dreams, but you will get rid of the cost of depreciation. If you're looking for something practical, there are older models on the market which are inexpensive and durable. It depends entirely on your budget and priorities. A brand new vehicle may be costly, but it might be more efficient on fuel or feature more advanced technology. An older model truck might be less efficient on fuel, but the lower price point could make it cheaper to drive. Manual or automated? It's a personal choice. There's not much difference as far as price between these two options, however some trucks may come standard with either one or the other. For suburban or city drivers, automatic offers the most comfortable experience. If you want more control for off-roading, manual transmissions might be better. The next step is to have considered the bigger aspects of owning a truck, start looking into the actual models and models. These will help you get a good idea of the price range you'll be considering. And when you know this, you can to take a taxi at a reasonable interest rate.
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Written by Business and personal financial contributor Kellye Guinan is a freelance editor and writer with more than 5 years experience working in the field of personal finance. She also is an employee full-time at her local library where she assists people in her community get information about financial literacy, among other subjects. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers gain confidence to manage their finances by providing precise, well-studied information that breaks down complicated topics into digestible pieces.
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