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How to buy a certified pre-owned car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators that provide objective and original content, by enabling you to conduct your own research and compare data for free - so that you can make informed financial decisions. Bankrate has agreements with issuers such as, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are displayed on this website are provided by companies that pay us. This compensation can affect the way and where products appear on this website, for example for instance, the sequence in which they be listed within the categories of listing in the event that they are not permitted by law. Our mortgage or home equity products, as well as other home lending products. This compensation, however, does have no impact on the information we provide, or the reviews that appear on this website. We do not include the universe of companies or financial offerings that could be accessible to you.



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3 min read Published September 08, 2022
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At Bankrate we take the accuracy of our content seriously. "Expert verified" means we have our Financial Review Board thoroughly evaluated the article for accuracy and clarity. This Review Board comprises a panel of financial experts whose objective is to ensure that our content is objective and balanced. The reviewers ensure that we are publishing top-quality, reliable content.




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This article was generated by using automated technology. It was then thoroughly verified and edited by an editor on our editorial team.







Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate from late 2021. They are enthusiastic about helping readers gain the confidence to manage their finances with precise, well-studied information that break down complex topics into manageable bites.







Reviewed by Mark Kantrowtiz Reviewed by Nationally acknowledged expert in student financial aid

Mark Kantrowitz is an expert on student financial aid including the FAFSA and 529 plans, scholarships, education tax benefits and student loans.









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Pre-owned certified vehicles are a fantastic option for anyone who is looking for an affordable car that doesn't come with the cost of buying a brand new car. They come with a number of advantages, such as lower costs overall. If you want to find a reputable certified pre-owned car it is necessary to follow three steps. Three steps to buy a certified used car pre-owned cars are generally sold at less of a markup than new vehicles. They may also come with factory-backed warranties and the security that a reputable provides. Step 1: Do your homework You'll need to know what you need in the car prior to you start shopping. Choose a car that will meet your needs and . You can do this by looking up prices and other important features, like whether the vehicles come with a backup camera, the temperature control of seats, their size and more. Step 2: Shop for it There are a variety of locations to search for certified used cars, though inventory may be limited in the current market. Once you have narrowed down your choices, it is time to start looking. There are many places to shop, including brick-and-mortar dealers or a mix of the two. Check out all the choices available and then compare what they offer. Step 3: Examine its certification . Certified pre-owned cars might come with a history report. This report can provide you with a full look into the history of the vehicle and any prior accidents, damage or mechanical issues. Where can you buy certified used cars Certified used vehicles are available at various dealerships. Franchise dealerships. If you own a specific model you want to drive, take a look at dealerships that are owned by certain auto manufacturers. Rentals. Dealerships specializing in former rental cars, such as Hertz or Enterprise can be an ideal option in search of CPO vehicles. But rentals may be subject to more stress than the typical used car. Online dealerships. The internet is an excellent CPO shopping location. Visit sites such as Edmunds, Kelley Blue Book and TrueCar. Pre-owned car dealerships. You can also find certified pre-owned cars. The advantages of buying certified used number of benefits to buying certified used vehicles. Extended warranty An approved pre-owned vehicle could have a warranty that offers security for a prolonged period of time. The warranty could include a limited powertrain guarantee that covers the transmission, engine and drivetrain components, and a limited bumper-to bumper warranty for parts of the body and interior. Bankrate tip: Check for the length of time the vehicle warranty lasts for and ask for warranties with exclusions. Check for an inventory of the components that aren't covered like tires -- under the CPO warranty. If your vehicle is equipped with electrical components that require many of them, such as sensors for tire wear and brakes Ask the dealer if the warranty will cover replacements. The benefit when purchasing a certified used vehicle is that it is likely to lower the overall cost of the vehicle. This is because the vehicle has been checked over by the dealership and is covered by some type of warranty. Both of these may lead to a lower total . It's not necessary to worry about potential future problems with the mechanical or repair cost like you would with a used car that isn't certified. This allows you to focus more on the vehicle its features, and less of the possible issues that may be hidden. Exchange programs vary based on the dealer and the manufacturer the customer may be able to return the car within a specific period of time if you aren't satisfied with the car. This isn't available for all CPO models it is recommended to check with the dealer prior to signing up if you'd like this benefit. What to look out for If you plan on buying an auto, you must be ready to wait to ensure you get a quality car. Be patient. Pre-owned cars are in high demand right now. It could take you several months to find the perfect car, so keep searching and search for . Make sure that the vehicle you are considering comes with the features you are looking for and then compare the prices to similar models in your region. You can also compare vehicles and search for local dealerships online. Get it inspected Having a car inspected by a mechanic prior to purchasing is among the best ways you can make sure you're buying a high-quality car, even if it's CPO. It is also possible to check the vehicle's history report using the vehicle identification number (VIN). Test drive the car when you take the vehicle for an exercise, take note of the way it moves and look for any signs that are odd, such as odd whining or knocking sounds. Take an evening test drive, if possible, to get a feel for how the headlights work. Be aware that, as you are looking at a used vehicle, you'll have greater bargaining power. Next steps Deciding to purchase an approved pre-owned vehicle requires some study and planning however, with a bit of patience, you could find a solid car at a great price. If you've found the best vehicle, make sure you qualify for financing before you sit down to finalize the purchase. Coming in with a is a way to give you more flexibility to .


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Written by

The article was created using automation technology and thoroughly checked for accuracy and editing by an editor on our editorial staff.



The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to take control of their finances through providing concise, well-studied information that breaks down complex topics into manageable bites.






Auto loans editor


Reviewed by Mark Kantrowtiz Reviewed by Nationally acknowledged student financial aid expert

Mark Kantrowitz is an expert on student financial aid, the FAFSA as well as scholarships, 529 plans educational tax benefits, student loans.






Nationally anerkannt student financial aid expert




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