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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools as well as publishing objective and original content, by enabling users to conduct studies and compare information for free and help you make sound financial decisions. Bankrate has agreements with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The offers that appear on this website come from companies that compensate us. This compensation could affect how and when products appear on this website, for example for instance, the sequence in which they appear within the listing categories and other categories, unless prohibited by law. Our mortgage or home equity, and also other products for home loans. This compensation, however, does not influence the information we provide, or the reviews appear on this website. We do not cover the entire universe of businesses or financial offerings that could be available to you.



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4 min read . Published November 28, 2022
Authored by David McMillin by a contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics such as mortgages, credit cards banks, taxation, and travel. David's goal is to help readers discover ways to save more and stress less.








The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to control their finances through providing clear, well-researched information that breaks down otherwise complex topics into manageable bites.









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Buying a car can be a daunting procedure, especially when you don't intend to try to bargain to get a lower price or additional features. The study found that over half of the population feels at ease when visiting a dealership. Instead of battling that fear and stress, you can take advantage of the convenience of not having to bargain when purchasing. 5 ways to purchase a car with no haggling can choose from a variety of options for purchasing a brand new car without haggling. Be aware that if you've and feel you are getting a fair price, you can simply do away with haggling and accept the offer of the seller. 1. Buy it online If you don't want to talk to someone when buying a new vehicle the internet has they got you covered. Find a non-binding buying website, such as or , or use a . These sites operate on a what-you-see-is-what-you'll-pay model. You can also obtain a trade-in estimate without talking to anyone. In addition, if you come across an auto you want and want to purchase, someone will probably bring it to your home. In the event of this, you must read the contract's conditions. As you're not taking it for the car for a test drive, you need to be aware of the possibility that there are regrets. There are some potential drawbacks. are many perks to the purchase, you must remember it's a major purchase you're making that's not seen. It is also important to keep an eye out for additional fees charged for purchasing in this manner, like a delivery or destination fee for the car to get to you. 2. Go to a no-haggle lot While you might associate all car lots with the typical back-and-forth bargaining Some dealers offer no-haggle pricing. Enterprise, for instance, sells used cars that use the no-haggle pricing model. AutoNation -- which has more than 300 branches across eight states an option when you're purchasing used cars. It has a fixed, no-haggle pricing model. will still be available on these lots and you should be aware of what you can and can't do without. There are some potential drawbacks to consider: You could still expect to pay more than sticker price for one of these lots, especially when fees are included. Although there are some fees , you're bound by them if you do not negotiate. 3. Join a club There are programs where you'll receive a discount without having to request it. If you're already a member of AAA, the club's Auto Buying service provides members-only prices. Costco offers pre-arranged pricing for AAA members. The discount can be seen onlineand sometimes limited-time incentives can allow you to save money without having to negotiate with anyone. There are other membership options that can help with buying a car and addressing other financial requirements. Credit unions are a good choice and provide the option of car buying with bonus cash rewards for members, and an upfront, no-hassle price. The drawbacks could be: If you buy from a club it is important to ensure that the price you are being offered is competitive. "Exclusive" offers may or might not be worth your time, so make sure you compare before you decide to join one of these clubs just for one purchase. 4. Employ a car broker another option to not haggle in the purchase of an automobile: let the broker negotiate it for you. Car brokers, sometimes referred to as car concierges are services which search and negotiate for you. They will give you an amount of money and explain what you're looking for and they'll come back with various options. They can also assist in negotiating a for your existing vehicle. The broker a fee for their services, however the cost -- which is likely to be around a few hundred dollars- can pay off by saving time and money. There are some potential drawbacks to this: Simply put, a car broker is not your representative, so you'll need to convey your expectations with care. After they have concluded an agreement for you, you'll most likely be committed to the terms and conditions they have agreed to. 5. Utilize a site for auctions of cars Auction sites like eBay Motors enable you to bidding on cars and attempt to negotiate the lowest price, without having to negotiate against the dealer. Auctions cover everything from classic cars to the latest models. While you may need to travel to pick up the vehicle, it can be a great method of acquiring the car you want without having to bargain. Cars on auction sites are often repaired, salvaged or repossessed. Dealers can purchase them in bulk instead of individually. Some auction sites will permit bidding completely if you can agree to an "buy it today" price or similar price. The drawbacks could be that it can be difficult to get financing for a car you're buying at auction You'll probably need to fund your purchase upfront. Be aware that you'll need to pick up your auction proceeds from the seller or bargain for delivery or shipping. Arguments against negotiations: Why should you miss the chance to try for savings? The old adage "time costs money" is true. It is possible to spend hours and hours haggling to find a better deal but only manage to get a discount of only a few hundred dollars. The market for used cars remains competitive, with a continuing computer chip shortage exacerbated by rising raw material costs and the current conditions in Ukraine. "It's difficult to predict the future," says Matt Degen, editor at Kelley Blue Book. "Don't think you'll have much space for negotiation at this point.. More than ever, people are paying the full price. Don't anticipate a rush of deals anytime soon." The bottom line The traditional route to buying a vehicle can come with the anxiety and pressure of having to deal with a pushy salesperson however it doesn't have to be this way. There are many ways to avoid all the haggling and get rid of the hurdles between you and your steering wheel. While you might not need to shop around and bargain for the most affordable sticker price on a car, there is one place where you must examine several deals: the loan to enable you to obtain the keys. Explore the lenders and banks to secure the best financing rate.


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Written by a contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics like mortgages, credit cards and credit cards banks, taxation, and travel. David's mission is to assist readers figure out how to save money and also stress less.




The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain confidence to control their finances through providing clear, well-researched information that dissects complicated topics into bite-sized pieces.






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