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Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools as well as publishing original and impartial content. We also allow you to conduct research and compare information for free to help you make financial decisions with confidence. Bankrate has agreements with issuers, including but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this site are from companies that compensate us. This compensation can affect the way and when products are featured on the site, such as for instance, the order in which they be displayed within the listing categories in the event that they are not permitted by law. Our mortgage, home equity and other products for home loans. However, this compensation will not influence the content we publish or the reviews appear on this website. We do not include the universe of companies or financial deals that may be available to you. SHARE: sinology/Getty Images
3 minutes read. Published May 12 2022
Kellye Guinan Kellye Guinan. Written by personal and business finance contributor Kellye Guinan is a freelance editor and writer with more than five years of experience in personal financial. She also is an employee full-time at her local library where she assists her community access information about financial literacy, in addition to other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to manage their finances by providing clear, well-researched facts that break down complex subjects into digestible pieces. The Bankrate guarantee
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They ensure that what we write will ensure that our content is reliable, honest and reliable. Our loans journalists and editors are focused on the points consumers care about the most -- the various types of loans available and the most competitive rates, the top lenders, how to pay off debt , and more . This means you'll be able to feel secure when investing your money. Editorial integrity
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We strive to continuously provide consumers with the expert guidance and the tools necessary to succeed throughout life's financial journey. Bankrate adheres to strict standards , so you can trust that our content is honest and reliable. Our award-winning editors, reporters and editors produce honest and reliable content that will help you make the best financial choices. The content created by our editorial staff is factual, objective and uninfluenced through our sponsors. We're transparent about the ways we're capable of bringing high-quality content, competitive rates, and useful tools to our customers by describing how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We receive compensation for the promotion of sponsored goods and, services, or through you clicking certain links posted on our site. So, this compensation can affect the way, location and in what order items are listed and categories, unless it is prohibited by law. We also offer mortgage home equity, mortgage and other products for home loans. Other factors, like our own website rules and whether a product is offered in your region or within your own personal credit score could also affect how and when products are featured on this website. While we strive to provide a wide range offers, Bankrate does not include specific information on every credit or financial product or service. Vehicle history reports are a useful guide when researching used cars, but if you're looking to buy, it is essential to conduct an inspection. You should consult an outside mechanic who is not connected to the seller -- to get an idea of the areas that could be problematic. Trustworthy dealers will allow this as part of the buying process, and you may be able to get an inspection via mobile if the private seller isn't willing to drive to an unknown mechanic. The most important thing is to ensure that your mechanic is certified and trustworthy so that you don't have to pay for repair bills in the future. Why getting an inspection is key to the buying a used car process. A pre-purchase inspection can clue you in to the mechanical and cosmetic condition of the car. It will also assist in identifying any potential issues and issues, but it can also give you the ability to back out of buying if the vehicle doesn't meet your requirements. If you are scheduled for an inspection, make sure you request an explanation of exactly the scope of the inspection as well as exactly what your mechanic is looking for. You should receive a thorough list, including reviewing the exterior and interior for wear and tear. The mechanic will also check the functioning of all the features in the car and the fluid levels. You should find an experienced mechanic who will be able to assess the steering, engine suspension, frame, and suspension and also look for signs of prior accidents or water damage. You should also employ a code-reading device to check for any errors which could signal an issue. If they discover any, you should ask the seller for a receipt for a corresponding repair. If you've got a written report, you'll have the ability to negotiate to negotiate a lower price or even find a better vehicle. It might take more time but it could save you thousands in repairs if you are able to identify a problem before it becomes an issue. When is the best time to have your used vehicle inspected? You should hold off on an inspection until you're sure of the . This includes negotiating the price, test driving the vehicle and performing your own inspection first. If you're sure that this is the car you would like, arrange for an on-site mechanic to visit you , or work with the seller to get the car to a trusted shop. A pre-purchase inspection should be the final step before closing the purchase. After all, you don't want to pay on a car you won't end up buying. How much will an inspection cost? A check-up can cost anywhere from $100 to $150, based on . But the actual price will depend on the expertise of your mechanic, age of the vehicle and known issues. Your mechanic should be able to give you a quote before you bring the car to. Just like taxes and charges, don't tuck this cost into the loan. Consider a used vehicle inspection separately , and do not schedule it until you've narrowed your choices to one car that is in good shape. There's always a chance you'll never want to buy the vehicle, but putting off the inspection for a later negotiation will save you money. Where can you get a used car inspected Ideally, an inspection should be conducted by a mechanic you already have a good working relationship with. The majority of private auto body and repair shops will conduct inspections on cars that are used. If your mechanic isn't able to provide a recommendation, you can ask one that does. If you don't already have a mechanic you trust Look for local mechanics who are not affiliated with dealerships who have positive reviews from customers. You can find reviews on the shop's Better Business Bureau page. Members of the American Automobile Association (AAA) can search for a certified garage, or you can choose a mechanic who is recommended by your insurance company. The mechanic you choose to hire must be certified by the National Institute for Automotive Service Excellence (ASE). A different option would be to work with an established national company that specializes in inspections of used cars for example, Alliance Inspection Management, Carchex and Inspect My Ride. You can request a portable inspection. Inspections usually take place in a garage or shop however there are mechanics that offer mobile inspections. This could be more convenient when you're dealing with a private vendor, or the dealer doesn't allow you to take the car for a longer test. However, this route may cost more than taking the vehicle to a mechanic. You'll pay for the convenience -- and it will probably take a couple of hours for the mechanic to fully examine the car. The internet is a great place to buy used cars and inspections Used car dealers like Carvana and Vroom offer a week during which you can try the car out before making a final decision on the purchase. It gives you the chance to take the vehicle to your mechanic and have it examined. Because most sellers on the internet don't allow you to negotiate the price, any mechanical issue identified could be sufficient to return the vehicle. If you're purchasing a car in person from a private seller online, you must make it clear you'd like to have it inspected by a mechanic before making a purchase. The seller may not agree with this -- but that's fine. There are plenty of cars that are available and you should search instead of purchasing a car that hasn't been checked. Next steps Regardless of the type of inspection and inspection service you select ensure that you get the report in writing and photographs of any areas of concern. This documentation will be helpful in negotiations for a purchase of a used vehicle if you decide to move ahead with the purchase. Learn more
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Written by Personal and business Finance writer Kellye Guinan is a freelance editor and writer with more than five years ' experience within personal finance. She is also an employee full-time at her local library where she helps her community access information about financial literacy, as well as other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers gain confidence to take control of their finances through providing precise, well-studied information that breaks down otherwise complex topics into digestible chunks.
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