6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools that provide objective and original content, by enabling users to conduct research and compare data for free to help you make informed financial decisions. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this site are from companies that pay us. This compensation can affect the way and where products appear on this website, for example, for example, the sequence in which they appear in the listing categories and other categories, unless prohibited by law. Our mortgage, home equity and other home lending products. This compensation, however, does have no impact on the information we provide, or the reviews that appear on this website. We do not cover the universe of companies or financial offerings that could be open to you. Maskot/Getty
5 min read Read Published 12 January 2023
Ben Luthi Ben Luthi Written by Contributing writer Ben Luthi is a personal travel and finance writer who enjoys helping others understand how to live life more fully. His work has appeared in numerous publications, including U.S. News & World Report, USA Today, Yahoo! Finance and many more. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping readers gain confidence to take control of their finances with concise, well-studied information that breaks down complex topics into manageable bites. The Bankrate guarantee
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection Some dealers will offer protection for fabric, which is designed to guard your furniture from stains. "A lot of dealers are also willing to pitch you fabric protection, that is essentially a spray that they will put on -- a spray that costs them nearly nothing, but for which they may be able to charge 100 or even more dollars," Quincy says. The reason you shouldn't
"If you really need more protection for your fabrics the only thing you have to do is buy one bottle of Scotchgard," says John Nielsen the national director of repairs and purchasing for AAA.
3. Paint protection This dealer choice is often promoted by sales representatives in showrooms as a product that gives new cars a year-round non-wax shine, which provides an extremely long-lasting protection against the environment. Protective paint sealant can cost the new car buyer well over $200. Why you should skip it
The majority of automotive paints are tough and durable, and are much better off with regular washing and waxing, says Nielsen.
4. VIN etching VIN is an option that permits you to make an adhesive stencil made of plastic that contains the vehicle identification number of your vehicle or VIN. Then, you place the stencil on the glass and then apply a specific acid solution, which burns, or etches the number onto the glass. VIN engraving can be a deterrent to thieves because it makes it difficult to earn a profit selling windows and windshields and makes it difficult to find a way to dispose of a vehicle once it has been stolen. In fact, it's recommended by police and agencies. Certain insurers may even offer a discount on the part that covers the comprehensive portion of your insurance, or even waive your insurance deductibles in the event that your vehicle is equipped with the feature. It's a simple process but VIN engraving as an option for dealers can cost the buyer anywhere from $150 to $300. If you do the work yourself, you'll shave off over $100. What are the reasons to skip it
If you'd like to do VIN Etching, it's more affordable to use a do-it-yourself kit priced between $20 to $40 online.
5. Extended warranties as a dealer option, basic for cars can start at $1,000 and easily climb to several thousand dollars for high-performance and luxury cars. Extended warranties provide bumper-to-bumper protection that covers everything on your car ranging from major system repairsto heating or air issues and engine issues. Extended warranties, on the other hand, do not cover components that are typically replaced. Plan prices vary by mileage, the term of coverage and the deductible level prior to signing off. New vehicles typically have warranties from the manufacturer. If you're purchasing second-hand, you do not have to purchase a warranty on the day you purchase the vehiclewhich means you can shop around to find one if you truly want one. The reason you shouldn't
It is usually better to spend the money you'd pay on an extended warranty to pay for the recommended maintenance that your vehicle requires.
6. Nitrogen in your tires no matter the content of your tires with, whether oxygen or nitrogen the four wheels that propel your vehicle will eventually decrease in size. Tires can lose air due to a hole inside the tread or weak seal, or even just general wear and tear on the vehicle. However, many dealers will advise customers to apply nitrogen to their tires, which can cost up to $200. If you're not a race car driver needing an increased pressure on you tires, this extra cost is not worth it. If you truly want nitrogen, a visit to the local body shop will you cost $10 to $30 per tire. What are the reasons to avoid it
It is best to save your cash and watch for any damage to your tires that is likely to happen with the aging of your vehicle.
How to avoid dealer-installed options The best options for the vehicle you are driving can improve your driving experience and even when you are ready to sell or trade it into. However, you don't have to accept the dealer-installed options you do not want. If you find that a brand new car comes with some dealer-installed options You can request the dealer to eliminate them and alter the cost of the vehicle accordingly. In certain situations, it might not be feasiblesuch as if rustproofing or paint protection was already applied the option may not be easily removed. You can try to remove the vehicle as you would normally do if the dealer can't or won't get rid of the alternative. There's no guarantee that this will work, but even showing a little initiative in negotiation could alter the direction of the conversation. For example, consider calling another dealer in your area to see what they charge for certain options or perhaps see what it would cost if you did it yourself. This could give you a good base for your negotiations. If a dealer isn't willing to negotiate at all, or doesn't want to fully negotiate, you can choose to pay for the car as-is or walk away. Factory options are different from. choices from dealers Both the factory options and dealer options are added charges you'll have to pay when you go car shopping. Contrary to dealer options, factory options aren't "added on" upon purchase. The manufacturer handles these extras in the factory before the car is delivered to the dealership. Factory options could include an alarm system or a specific piece of equipment such as a spoiler, or an modern engine layout. Both add-ons will increase the price you pay for, so you should consider what is essential and which you are able to skip. The bottom line Dealer-installed options aren't always worth the cost, so checking what you're being charged for is crucial. While dealers aren't always willing to remove options they have installed or even negotiate on the cost, be aware that these aren't the norm, and you don't have to accept them. Similar to every other aspect of the buying process, and the options offered by different dealers in your area to ensure that you're getting the best price available.
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Written by a contributing writer Ben Luthi is a personal finance and travel writer who loves helping people learn how to live their lives completely. His work has been published in several publications that include U.S. News & World Report, USA Today, Yahoo! Finance, and many numerous others. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping their readers to take control of their finances by providing precise, well-researched and well-researched information that breaks down complicated topics into digestible pieces.
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