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'He's not a bad player, everyone loses form and regains form. Harry Maguire is going through a period now where everything he does he is making mistakes and it is getting magnified.  6) Remember that it's not different this time. Whenever the market starts doing crazy things, people will say that the situation is unpreced 5) Take advantage of periodic panics to load up on shares you really like long term. It isn't easy to do, but following this advice will vastly improve your bottom line.

'It would nice to have a content team, like you've got at West Ham, where everyone is fighting and there are no big superstars. They are all fighting for Moyesy [David Moyes], they are all fighting for themselves, there's no egos. Of course, severe drops can happen in times of low interest rates as well. Look for red flags in the financial news, such as the beginning of the recent housing slump or the international credit crisis. Remember that the market goes up more than it goes down.

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