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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by providing you with interactive tools and financial calculators that provide objective and unique content. We also allow users to conduct studies and compare information for free - so that you can make sound financial decisions. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are advertised on this website come from companies who pay us. This compensation may impact how and when products appear on this website, for example such things as the order in which they appear within the listing categories in the event that they are not permitted by law. Our mortgage and home equity products, as well as other home loan products. However, this compensation will not influence the content we publish or the reviews that you read on this site. We do not cover the entire universe of businesses or financial offers that may be available to you.



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4 minutes read. Published November 28, 2022
The story was written by David McMillin. by a contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics such mortgages, credit cards tax, banking, and travel. David's mission is to assist readers understand how to save more and stress less.








The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate from late 2021. They are committed to helping readers to take control of their finances through providing clear, well-researched information that breaks down complicated subjects into digestible chunks.









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The process of buying a car can be a difficult process -- particularly when you don't intend to to bargain to get a lower price or extra amenities. The study found that over 50% of people are at ease when visiting a dealership. Instead of confronting that anxiety and fear, you can experience the comfort of no-haggling buying. Five ways to purchase a car without haggling You can choose from a variety of options for purchasing a brand new car without haggling. Keep in mind that if the impression that you're being offered a fair deal it is possible to avoid haggling and go with the dealer's offered price. 1. Buy it on the internet If you don't want to speak to someone when buying a new car, online sellers have you covered. Check out a no-haggle buying sitelike , or use a . These sites operate on a what-you-see-is-what-you'll-pay model. You can also obtain a trade-in estimate without talking to anyone. In addition, if you come across a car you love, someone will likely bring it to your home. When , study the deal's conditions. Because you're not taking a test drive, you need to be aware of the possibility that you regret your decision. There are some potential drawbacks. are many advantages to buying a car but, remember that this is a major purchase you're making sight-unseen. It is also important to keep an eye out for extra charges that are charged when you purchase this way, including the cost of delivery or to transport the vehicle to you. 2. Visit a dealer that does not require negotiating. While it is possible to associate all car lots with the traditional back-andforth bargaining process, some dealers exclusively offer no-haggle pricing. Enterprise, for example offers used vehicles have the no-haggle pricing model. AutoNation is a retailer with more than 300 locations in the 18 US states also an option when you're purchasing a used car. It is a fixed-price, no-haggle pricing model. There will be a lot of options on the table on these lots So, be sure to know what you can and can't do without. Potential drawbacks: You may be able to get more than sticker price for one of these auctions, particularly when fees are included. While some fees aren't, you'll be bound by them if you don't negotiate. 3. Join a club There are programs where you'll receive a discount without having to ask for it. If you're already a member of AAA the auto Buying service offers member-only pricing. Costco also has prearranged pricing for members. The discount is visible onlineand sometimes discounts that last a limited time may assist you in saving money without having to negotiate with anyone. There are also membership options to aid in the purchase of a vehicle and taking care of other financial requirements. Credit unions are a good choice and provide the option of car buying with bonus cash offers for members and upfront, no-haggle pricing. Potential drawbacks: When you make a purchase through a credit union you must be sure that the price given is fair. "Exclusive" deals might be worth the effort, so be sure to compare prior to committing to one of these clubs just for one purchase. 4. A car broker can be hired as another option to not haggle when buying a car: Let for you. Car brokers, also referred to by the name of car concierges services that search for and negotiation for you. You give them your budget and let them know what you're looking to purchase and they come back to you with various options. They could also assist you in negotiating an offer for your current car. You'll have to pay the broker an amount to use their services, but that expense -- likely around a few hundred dollars- can pay off by saving you time and money. The potential disadvantages are The simple fact is that an auto broker isn't the person you are, therefore you will need to communicate your expectations with care. After they have concluded the deal for you, you'll likely be bound by the terms and price they have agreed to. 5. Make use of a car auction website Auction sites like eBay Motors enable you to bidding on cars and attempt to negotiate the lowest price, without having to negotiate with the seller. Auctions cover everything from classic cars to new models. While you may need to travel to pick up the vehicle, it can be an excellent way to get an automobile without having to negotiate. Cars on auction sites are frequently recycled, salvaged, or repossessed, and dealers might purchase them in groups instead of individually. Some auction sites may allow you to bypass bidding completely if you can agree to a "buy the car now" price or a similar price. Potential drawbacks: It can be hard to secure financing for a vehicle you're buying through auctions and you'll likely have to finance your purchase in advance. Keep in mind you'll probably have to collect your auction proceeds from the seller or discuss shipping or delivery. Reasons to skip negotiations Why would you pass on the chance to try to save some cash? It's true that the old saying "time can be money" is valid. It is possible to spend hours and hours haggling to get a better price, but only manage to get a discount of only a few hundred dollars. The used vehicle market is still competitive with a continuing computer chip shortage exacerbated by rising raw material costs and the current conditions in Ukraine. "It's still a challenging time," says Matt Degen, editor at Kelley Blue Book. "Don't think you'll have much space for negotiation at this point.. More than ever before, buyers are paying sticker prices. Don't anticipate a rush of deals any time soon." The conclusion The conventional route to buying a car can be fraught with anxiety and pressure of dealing with a pushy salesperson However, it doesn't need to be this way. There are many ways to get rid of all the haggling and get rid of the hurdles between your hands and the steering wheel. While you don't wish to shop around or haggle for the best sticker price on the car, there is an area in which you need to compare different options: the loan to help you get the keys. Explore the banks and credit unions in order to get the best financing rate.


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Written by the writer who contributed to the article.

David McMillin is a contributing writer for Bankrate and covers topics like credit cards, mortgages tax, banking, and travel. David's mission is to assist readers discover ways to save money and also stress less.




Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to control their finances through providing precise, well-researched and well-written information that dissects complex subjects into digestible pieces.






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