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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by offering you interactive tools and financial calculators as well as publishing objective and original content, by enabling users to conduct studies and compare data for free - so that you can make financial decisions with confidence. Bankrate has partnerships with issuers, including but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are advertised on this website are provided by companies that pay us. This compensation can affect the way and where products appear on this website, for example such things as the order in which they appear within the listing categories and other categories, unless prohibited by law. Our mortgage or home equity, and also other products for home loans. However, this compensation will have no impact on the information we publish, or the reviews you see on this site. We do not include the universe of companies or financial deals that could be accessible to you.



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4 min read . Published November 28, 2022
Authored by David McMillin by a contributing writer

David McMillin is a contributing writer for Bankrate and covers topics like mortgages, credit cards tax, banking, and travel. David's goal is to help readers understand how to save money and also stress less.








Editor: Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since late 2021. They are committed to helping readers to manage their finances with clear, well-researched information that breaks down otherwise complex subjects into digestible chunks.









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Buying a car is a stressful process , particularly when you don't wish to to bargain for a better price or additional features. It was found that more than 50% of people are uncomfortable when visiting a car dealership. Instead of facing that anxiety and stress, you can take advantage of the ease of no-haggling car purchasing. Five ways to purchase an automobile without haggling have a lot of options when it comes to purchasing a car that isn't haggling. Keep in mind that if an opinion that you're getting a fair price it is possible to avoid haggling and go with the offer of the seller. 1. Buy it on the internet If you don't want to speak to a person when you're buying a new vehicle Online sellers have you covered. Find a non-binding buying website, such as or , or use a . These sites operate on a what-you-see-is-what-you'll-pay model. It is also possible to get an estimate of the value of your trade without speaking to anyone. In addition, if you come across a car you love, someone will likely bring it to your residence. When , study the deal's terms. Because you're not taking the car for a test drive, it's crucial to be aware of the possibility that you have regrets. There are some potential drawbacks. are many perks to the purchase, you must remember that this is a major purchase that you're making without seeing. It is also important to keep an eye out for additional fees charged for purchasing in this manner, like the cost of delivery or for the vehicle to be delivered to you. 2. Visit a dealer that does not require negotiating. While you might think of all car dealerships as the usual back-and-forth negotiation Some dealers offer no-haggle pricing. Enterprise, for example sells used cars use a no-haggle pricing structure. AutoNation -- which has more than 300 stores across the 18 US states an option for those looking to purchase used cars. It has a fixed price, no-haggle model. It will remain in the market on these lots So, be sure to know what you can and cannot do without. Potential drawbacks: You may still expect to pay an amount that is higher than the sticker price at one of these lots, particularly once fees are factored in. Although there are some fees , you're in the dark if don't negotiate. 3. Join a club There are programs where you'll receive a discount without having to request it. If you're a member of AAA the club's Auto Buying service offers member-only pricing. Costco offers pre-arranged pricing for members. The discount is visible online, and occasional limited-time incentives can assist you in saving money without having to negotiate with anyone. There are other membership options that can assist in buying a car and taking care of other financial requirements. Credit unions are a good choice and provide car-buying services with bonus cash incentives for members as well as upfront, no-haggle pricing. There are some potential drawbacks to make a purchase through a credit union you must be sure that the price you are being offered is competitive. "Exclusive" offers may or may not be worth the effort, so compare carefully before committing to one of these clubs just for one purchase. 4. A car broker can be hired as another way to avoid haggling in the purchase of a car: Let them negotiate for you. Car brokers, also known by the name of car concierges services which search and negotiating for you. You provide them with a budget and tell them what you're looking for and they'll come back with options. They could also assist you in negotiating the purchase of your vehicle. You'll have to pay the broker an amount for their services, but this expense, which is probably a few hundred bucks -will pay off in the form of saving you time and money. The potential disadvantages are: Simply put, an auto broker isn't the person you are, therefore you must communicate your expectations with care. When they conclude the deal on your behalf, you'll likely be bound to the terms and price they've agreed upon. 5. Use a car auction site Auction sites such as eBay Motors enable you to bid on a car and try to secure a low price without haggling to the vendor. Listings include everything from vintage vehicles to new models. Although you might have to travel for the purpose of picking up the car, this can be a fantastic option to purchase an automobile without having to negotiate. Auction sites offer cars that typically salvaged, rebuilt, or repossessed. Dealers might purchase them in groups rather than in individual pieces. Certain auction sites permit bidding completely if you can agree on an "buy it today" price or similar price. Potential drawbacks: It can be difficult to obtain financing for a vehicle you're purchasing at auction -- you'll likely need to pay for the purchase upfront. Be aware that you'll need to pick up your auction proceeds from the seller, or discuss shipping or delivery. Arguments against negotiations: Why should you miss the chance to for savings? It's true that the old saying "time can be money" is true. It is possible to be negotiating for hours for a better deal, however, you will only get an offer of just several hundred dollars. The market for used vehicles remains competitive, due to a constant computer chip shortage exacerbated by rising raw material costs and the current conditions in Ukraine. "It's still a challenging time," says Matt Degen, editor at Kelley Blue Book. "Don't think you'll have much room for negotiation right now. More than ever, consumers are paying sticker prices. Don't anticipate a rush of deals any time soon." The conclusion The conventional route to buying a vehicle can be fraught with anxiety and anxiety of dealing with a pushy sales rep However, it doesn't need to be this way. There are many options to cut out all that haggling and remove the hurdles between you and the steering wheel. Although you may not want to shop around and haggle to get the best price for the car, there is one place where you must examine multiple deals: the loan to get the keys. Browse from financial institutions and credit unions to secure an affordable financing deal.


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Written by the writer who contributed to the article.

David McMillin is a contributing writer for Bankrate and writes about topics such as mortgages, credit cards tax, banking, and travel. David's aim is to help readers figure out how to save more and stress less.




The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are dedicated to helping readers gain confidence to take control of their finances by providing precise, well-researched and well-written information that dissects complicated topics into bite-sized pieces.






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